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Zero Money Down | 0% Down Loans | Buy a home with no money down
California USDA Loan
This program is a true zero money down program in California. There is very little monthly mortgage insurance on this program, however, there are income limits based on the County and the program is restricted to rural cities. CLICK HERE to see if you qualify for this program (no credit check required). Regarding income, USDA considers the income of everyone living in the house whether they are on the loan or not. They also have rather conservative debt-to-income ratios so you have to make enough to qualify for the loan, but not too much that you're ineligible for the program.
California VA Loan
This program is also a true zero money down program in California. It's restricted to Veterans of the military and the borrower must have a DD214. In addition to be zero money down, there is also zero mortgage insurance. And if the Veteran is disabled, there is no up front VA funding fee. While Veterans may think any lender who offers VA loans will offer the same thing, but there are some special ways the Veteran should write the offer to make it stand out.
Click the article below to learn some strategies to making your VA offer stronger.
[Article coming soon]
To learn more about VA loans, CLICK HERE
California USDA Loan
This program is a true zero money down program in California. There is very little monthly mortgage insurance on this program, however, there are income limits based on the County and the program is restricted to rural cities. CLICK HERE to see if you qualify for this program (no credit check required). Regarding income, USDA considers the income of everyone living in the house whether they are on the loan or not. They also have rather conservative debt-to-income ratios so you have to make enough to qualify for the loan, but not too much that you're ineligible for the program.
California VA Loan
This program is also a true zero money down program in California. It's restricted to Veterans of the military and the borrower must have a DD214. In addition to be zero money down, there is also zero mortgage insurance. And if the Veteran is disabled, there is no up front VA funding fee. While Veterans may think any lender who offers VA loans will offer the same thing, but there are some special ways the Veteran should write the offer to make it stand out.
Click the article below to learn some strategies to making your VA offer stronger.
[Article coming soon]
To learn more about VA loans, CLICK HERE
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Justin Lees
NMLS 110154
Branch Manager
Direct: 916.899.6868
Toll Free: 800.789.5998
Fax: 916.823.9337
Justin.Lees@supremelending.com
5701 Lonetree Blvd Ste #104
Rocklin, CA 95765
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Supreme Lending is not responsible for the third party's privacy policies and/or content.© 2022 EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. All rights reserved. Supreme Lending is an Equal Housing Opportunity Lender. This is not an offer to enter into an agreement. Information, rates, & programs are subject to change without prior notice and may not be available in all states. All products are subject to credit & property approval. Supreme Lending is not affiliated with any government agency. All rights reserved. Intended for California consumers only. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License 4130655. Supreme Lending is not responsible for the third party's privacy policies and/or content.
